DEVELOPMENT OF NEO-BANKS IN UKRAINE AND THE WORLD
DOI:
https://doi.org/10.31891/mdes/2023-7-25Keywords:
neo-banks, digital platforms, fintech, mobile applications, blockchain, regulatory aspects, traditional banking sector, service accessibility, data securityAbstract
The coronavirus pandemic forced humanity to change its views on world trends. Innovative technologies permeate all spheres of our lives without exception, and primarily the financial sector. Every day, they conquer new markets of traditional services faster and faster, change them, make them more convenient, fast and profitable.
Neobank is modernized and constantly updated banking with developed modern functionality, forms of communication and data transmission, including such basic elements as the Internet (websites, offices) and mobile banking (programs, messages). Neobanks are the most important stage in the evolution of financial technologies. One of the most pressing questions today is the question of the development trends of neobanks in Ukraine and the world.
The article examines trends and prospects for the development of the neo-banking sector in Ukraine and the world. It highlights the growing popularity of neo-banking services, such as digital platforms and mobile applications, and their impact on the traditional banking sector. The article analyzes key success factors for neo-banking institutions, including speed, convenience, and accessibility of services for customers. The author explores global trends in this sector, including the rise of fintech startups, collaboration with traditional banks, and the use of innovative technologies. The challenges and risks associated with the development of the neo-banking sector are also discussed, including data security and regulatory aspects.
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