MANAGEMENT OF FINANCIAL STABILITY OF BANKS: AN ASPECT OF ANALYSIS

Abstract

The article examines the aspects of managing the development of banks and the country's banking system. Issues of financial stability of banks are analyzed, for which the author's methodical approach to analyzing the financial and economic condition and stability of banking structures in Ukraine has been developed and tested. The purpose of the study is to carry out an analysis for the purpose of forming a full-fledged informational and analytical picture of decision-making in terms of ensuring a high level of financial stability of banks. It has been proven that the financial stability of banks should be understood as their ability to withstand macroeconomic factors, fulfill obligations on time, ensure reliability and repayment of funds deposited by individuals and legal entities. The analysis was carried out and an assessment of the stability of the banking system of Ukraine in the conditions of martial law was formed. The activity of Ukrainian banks was evaluated in the context of ensuring their stability. An analysis and assessment of the factors affecting the stability of the banking system in the conditions of martial law was carried out. The financial stability of the banking system was assessed based on indicators and economic standards. In general, during a full-scale war, banks withstand the established limits of economic standards. It has been proven that the only way to support the banking sector from the auxiliary measures of the National Bank of Ukraine is to soften the control over compliance with economic standards. It is shown that if banking institutions do not comply with the established limits, the National Bank of Ukraine will not apply punitive measures during the martial law, and after the end of the period the banks will be given time to recover from the consequences of the crisis.